Mortgage & Home Equity

When it comes to financing, or re-financing your home, Raytown-Lee's Summit Community Credit Union provides you with the service you expect and some of the best mortgage terms and rates. There has never been a better time or place to get the most out of your money.

To learn more about the home loans that RLSCCU offers, click here.

Current Rate(s)	APR*
Home Mortgage	View Rates

*APR = Annual Percentage Rate ** = Annual Percentage Yield

Raytown-Lee's Summit Community Credit Union is your "one stop financial solution" if you are considering a Second Mortgage.

RLSCCU will loan up to 80% of your home's appraised value, minus your 1st mortgage principle, without requiring additional mortgage insurance. With mortgage insurance, we will loan up to 90% of your home's appraised value, minus your 1st mortgage principle. So if you are looking for a bill consolidation, home improvement, or other use for the equity you have in your home, RLSCCU is ready to help. Depending on your credit, loan-to-value, and term, your rate may be as low as 8.00%APR*.

Call us for more details.

Current Rate(s)	APR*
2nd Mortgage	As low as 9.00%

RLSCCU will loan up to 80% of the appraised value, minus the first mortgage balance. Your Annual Percentage Rate can change quarterly on the first day of January, April, July and October. There is no limit on the amount by which the annual percentage rate can change during any one year period. The maximum ANNUAL PERCENTAGE RATE than can apply is 17% or the maximum permitted by law, whichever is less. However, uner no circumstances will your ANNUAL PERCENTAGE RATE go below 6.75% at any time during the life of the loan.

Current Rate(s)	APR*
80% Home Equity Loan	6.75%
> 80% Home Equity Loan	8.25%

To request an application or for more information, contact one of our loan officers.

*APR = Annual Percentage Rate ** = Annual Percentage Yield