Holiday Loan

Need a small, fixed-term loan for holiday expenses? RLSCCU offers a $1,800 Holiday Loan at 9% APR for 12 months with an estimated payment of $157.41. Apply easily in minutes by calling (816) 356-0791. Offer runs November–December. All loans subject to approval.

Why a Holiday Loan with RLSCCU?

• Predictable payment: One fixed monthly payment for 12 months.
• Right-sized amount: $1,800 can cover gifts, travel, winter expenses, or year-end bills.
• Local service: Trusted, member-owned credit union support every step of the way.
• Fast decisioning: Simple application and streamlined approvals.

What You Get:

• Loan Amount: $1,800
• Term: 12 months
• APR: 9% (APR = Annual Percentage Rate)
• Estimated Payment: $157.41 per month*
• Availability: Good through November & December
• Eligibility: Membership required; all loans subject to approval

How It Works:

1. Apply – Call Today to get started!
2. Review – We confirm eligibility and finalize your rate and term.
3. Receive Funds – Use your Holiday Loan for gifts, travel, utilities, or unexpected expenses.
4. Repay Simply – Make 12 fixed monthly payments (auto-pay available).

Smart Uses for a Holiday Loan:

• Gifts, travel, and celebrations
• Winter utilities and seasonal repairs
• Payoff of small, high-interest balances
• Emergency or year-end expenses

Compliance & Legal Disclosures

• APR = Annual Percentage Rate. Rate, terms, and conditions subject to change without notice.
• All loans subject to approval. Membership required; eligibility criteria apply.
• Payment Example: For a $1,800 loan at 9% APR with a 12-month term, the estimated monthly payment is $157.41.*
• Offer valid November–December only. Limited-time promotional program; the credit union reserves the right to modify or end the offer at any time.
• Other restrictions may apply. See credit union for details.
• *Payment example provided for illustrative purposes; actual payment can vary based on disbursement date and any ancillary products you select.

*APR = Annual Percentage Rate. All loans subject to approval. Estimated payment for $1,800 at 9% APR over 12 months is $157.41; actual terms may vary. Offer good through November and December. Replace the Legal section above with your standard HELOC terms language if you want exact parity of formatting and phrasing.